Some useful Information about Japan`s Social Insurance - 7

By Yoneyama, 2021 November

Employment Basic Allowances

 

This time, let’s take a look at how much you would be able to receive as the basic allowances per day (基本手当日額) in case you lose your job and your local Hallo Work reviewed your application of the unemployment benefit to conclude you are entitled to it.

In short, the below chart summarizes how to calculate your benefit per day based on your present pay per day (賃金日額):

 

1. If your age as of your leaving the company was 29 years old or younger:

 

Category 1: your daily pay(W) was somewhere between 2,500 yen and 5009 yen:

Your basic allowance per day(Y) = your daily pay x 80%

 

Category 2: Your daily pay was somewhere between 5,010 yen and 12,330 yen:

Y = 0.8W – 0.3 x (W-5,101/7,320) x W

 

Category 3: Your daily pay was somewhere between 12,331 yen and 13,630 yen:

Y = 0.5W

 

Category 4: Your daily pay was beyond 13,630 yen:

Y = 6,815 yen (upper limit)

 

2. If your age as of your leaving the company was somewhere between 30 and 44:

 

Category 1: your daily pay(W) was somewhere between 2,500 yen and 5009 yen:

Your basic allowance per day(Y) = your daily pay x 80%

 

Category 2: Your daily pay was somewhere between 5,010 yen and 12,330 yen:

Y = 0.8W – 0.3 x (W-5,101/7,320) x W

 

Category 3: Your daily pay was somewhere between 12,331 yen and 15,140 yen:

Y = 0.5W

 

Category 4: Your daily pay was beyond 15,140 yen:

Y = 7,570 yen (upper limit)

 

3. If your age as of your leaving the company was somewhere between 45 and 59:

 

Category 1: your daily pay(W) was somewhere between 2,500 yen and 5009 yen:

Your basic allowance per day(Y) = W x 80%

 

Category 2: Your daily pay was somewhere between 5,010 yen and 12,330 yen:

Y = 0.8W – 0.3 x (W-5,101/7,320) x W

 

Category 3: Your daily pay was somewhere between 12,331 yen and 16,660 yen:

Y = 0.5W

 

Category 4: Your daily pay was beyond 16,660 yen:

Y = 8,330 yen (upper limit)

 

4. If your age as of your leaving the company was somewhere between 60 and 64:

 

Category 1: your daily pay(W) was somewhere between 2,500 yen and 5009 yen:

Your basic allowance per day(Y) = your daily pay x 80%

 

Category 2: Your daily pay was somewhere between 5,010 yen and 11,090 yen:

Y = 0.8W – 0.35 x (w-5,101/6,080) x W, or

Y 0.05W + 4,436 yen; whichever comes lower

 

Category 3: Your daily pay was somewhere between 11,091 yen and 15,890 yen:

Y = 0.45W

 

Category 4: Your daily pay was beyond 15,890 yen:

Y = 7,150 yen (upper limit)

 

Let’s talk about how many days you would be able to receive the basic allowance at the next issue.

Do you know how many days you would be able to receive the basic allowances (基本手当日額).

 

Basically, the maximum number varies between 90 days and 360 days depending on your age, the number of years you paid your insurance premium and the reason for losing the job.

           

1. Maximum number of days the basic allowance to be paid in case you lose your job due not to your convenience but to your company’s convenience or natural disasters etc.

              

Your age                      Category of years you paid your employment insurance premium

Category                      less than 1 yr  1 to 5 yrs   5 to 10 yrs  10 to 20 yrs  more than 20yrs

 

Below 30         90 days       90 days       120 days                      180 days                      N/A

30 – 34             90             120 180                  210                  240

35 – 44             90             150 180                  240                  270

45 – 59             90             180 240                  270                  330

60 – 65             90             150 180                  210                  240

 

2. Maximum number of days the basic allowance to be paid in case you lose your job for your own convenience (change employer).

 

Your age                      Category of years you paid your employment insurance premium

Category                      less than 1 yr  1 to 5 yrs   5 to 10 yrs  10 to 20 yrs  more than 20yrs

 

All age             N/A                 90 days   90 days     120 days                150 days